The Daily Star, Oneonta, NY - otsego county news, delaware county news, oneonta news, oneonta sports

Opinion

August 28, 2010

Health care 'Bridge Plan' will help thousands

Uninsured New Yorkers got a little piece of good news this week, when Gov. David Paterson announced the state had begun taking applications for the NY Bridge Plan.

The insurance program is the state's first component of the health care reform package signed into law by President Obama earlier this year.

The plan will offer low-cost health care for uninsured New Yorkers who have pre-existing health conditions.

The two bills dubbed "Obamacare" _ the Federal Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act _ are certainly among the most controversial acts of President Obama's term thus far. A majority of U.S. states have filed lawsuits or attempted other challenges in opposition to the new laws.

But the benefits of the NY Bridge Plan are hard to ignore.

The plan expects to offer coverage for about 15,000 of the 2.5 million uninsured New Yorkers. It may not sound like much, but it's sure better than nothing _ which is exactly what a lot of people have had as far as coverage for a long time now.

The uninsured cost all of us a lot of money, whether we have insurance or not. A 2008 report by Families USA found that uninsured Americans only end up paying for about 37 percent of the health care they received from hospitals, doctors and other providers. About a quarter of the tab is picked up by government programs _ i.e., your taxpayer dollars. The remaining money doesn't get paid at all, which means insurance companies charge their customers more to make up for the losses.

We understand that "Obamacare" will still rely on taxpayer money to fund some of its programs.

But if we can use taxpayer money more efficiently _ for example, by providing preventive care, and treating patients in doctor's offices instead of emergency rooms _ it can result in savings.

The NY Bridge Plan isn't a handout, but it does offer a more affordable way for New Yorkers to get coverage. Plans will cost us $362 per month here in upstate New York _ about $60 less than our neighbors to the south.

It's not going to be for everyone. There are a limited number of slots available, and there will probably be those for whom $362 a month is not affordable. But we encourage all who may be eligible to apply. Those who cannot afford the plan may be eligible for other health care programs from the state. Family Health Plus and Healthy NY offer free and low-cost health care, respectively.

Controversial though they may be, these programs can help a lot of people in need.

Text Only
Opinion

Additional Content
Join the Debate
Helium
Additional Resources
CNHI News Service
Poll

Do you think women should serve in front-line combat situations?

Yes
No
     View Results